100 homes in Rancho Santa Margarita
Homes for Sale in Rancho Santa Margarita, TN
About Rancho Santa Margarita, TN Real Estate
Rancho Santa Margarita is a city in Orange County, California, United States. One of Orange County's youngest cities, Rancho Santa Margarita is a master-planned community. The population was 47,949 at the 2020 census, up from 47,853 at the 2010 census. Although it is named for Rancho Santa Margarita y Las Flores, which was in San Diego County, the city limits fall within the borders of Rancho Mission Viejo. At 20 characters long, it is the longest city name in California.
Rancho Santa Margarita is a master-planned community at the edge of Cleveland National Forest. Features lake recreation and family neighborhoods.
Today, Rancho Santa Margarita has 101 homes for sale at a median price of $985,000, typically selling in about 41 days. Families here choose from 7 schools rated 8 or higher on the Topfind School Score.
Top Rated Schools in Rancho Santa Margarita
Powered by the Topfind School Score
- 10Arroyo Vista Middleintermediate/middle/junior high
- 10Las Flores Elementaryelementary
- 10Tijeras Creek Elementaryelementary
- 9Arroyo Vista Elementaryelementary
- 9Melinda Heights Elementaryelementary
- 9Rancho Santa Margarita Intermediateintermediate/middle/junior high
Why Live in Rancho Santa Margarita?
- Master-planned
- Lake recreation
- Near wilderness
- Family community
Rancho Santa Margarita Market Pulse
Median Home Price
$1.80M
↑ 52.5% over the past yearMonths of Supply
Estimated time to sell all listings at the current sales pace
2.6 months of supply
Seller's MarketWith only 100 active listings, supply is tight.
What this means for buyers
Inventory is tight relative to how many homes sell each month—buyers have fewer options, and well-priced homes draw competition. Listings typically sell in ~41 days.
Sales Velocity
How fast homes are selling
Homes are selling at a steady pace—buyers have some time, but competition exists.
Approaching the point where buyers gain more negotiating power.
Inventory Distribution
Homes are selling at a healthy pace—more listings move within 30 days than sit longer on the market.
Most homes are selling within a month, but a meaningful share is starting to linger longer.
Housing Tenure in Rancho Santa Margarita
Homeownership is significantly higher than average—this is a homeowner-dominated market with more long-term residents.
73%
Homeowners
27%
Renters
Homeownership is 17.5% higher than the California average (55.5%)
17,042 households (2023)
Affordability Snapshot
Typical home cost
$6,633/mo
Actual housing expense
Affordable budget (28%)
$3,426/mo
Based on median income
Median household income
$12,236/mo
Rancho Santa Margarita
A typical home costs about 54% of the median household's income.
For reference, lenders typically recommend spending ≤28%.
Income needed to afford a typical home comfortably
$284K/year
Assumes housing costs ≤28% of income
View cost breakdown
20% down, 7% rate, 30-yr fixed. CA averages for tax/insurance.
Median Price by Bedroom
Larger homes command significantly higher prices, with sharp increases beyond 3 bedrooms.
Each additional bedroom adds about $347K in value on average, with larger homes seeing bigger price jumps.
Largest increase: 4 → 5 bedrooms (+$538K)
Price Reductions
44 listings have reduced their price
44% of active listings
Average reduction: 4.4% (~$43K)
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