83 homes in Tracy

Tracy is the second-most populous city in San Joaquin County, California, United States. Its population was 93,000 at the 2020 census and estimated at 101,901 in 2025. Tracy is located inside a geographic triangle formed by Interstate 205 on the north side of the city, Interstate 5 to the east, and Interstate 580 to the southwest.
Tracy is a growing city between the Bay Area and Central Valley. Features affordable Bay Area alternative and new development.
Today, Tracy has 83 homes for sale at a median price of $775,000, typically selling in about 40 days. Families here choose from 3 schools rated 8 or higher on the Topfind School Score.
Powered by the Topfind School Score
Median Home Price
$750K
↓ 3.7% over the past yearMonths of Supply
Estimated time to sell all listings at the current sales pace
5.5 months of supply
Balanced Market83 active listings currently on the market.
What this means for buyers
Supply and demand are roughly in step—a steady flow of options without a glut. Listings typically sell in ~40 days.
Sales Velocity
How fast homes are selling
Homes are selling at a steady pace—buyers have some time, but competition exists.
Approaching the point where buyers gain more negotiating power.
Inventory Distribution
Homes are selling at a healthy pace—more listings move within 30 days than sit longer on the market.
Most homes are selling within a month, but a meaningful share is starting to linger longer.
Housing Tenure in Tracy
Homeownership is higher than average—most households in this area own rather than rent.
64%
Homeowners
36%
Renters
Homeownership is 8.5% higher than the California average (55.5%)
27,943 households (2023)
Affordability Snapshot
Typical home cost
$5,261/mo
Actual housing expense
Affordable budget (28%)
$2,759/mo
Based on median income
Median household income
$9,854/mo
Tracy
A typical home costs about 53% of the median household's income.
For reference, lenders typically recommend spending ≤28%.
Income needed to afford a typical home comfortably
$225K/year
Assumes housing costs ≤28% of income
20% down, 7% rate, 30-yr fixed. CA averages for tax/insurance.
Median Price by Bedroom
Home prices increase with bedroom count, though premiums vary by size.
Each additional bedroom adds about $41K in value on average, with larger homes seeing bigger price jumps.
Largest increase: 3 → 4 bedrooms (+$254K)
Price Reductions
29 listings have reduced their price
35% of active listings
Average reduction: 6.9% (~$53K)
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