95060 Housing Market
Median List Price
$1,399,000
Updated August 2026
Today, the 95060 ZIP code in Santa Cruz, CA has 69 homes for sale at a median list price of $1,399,000, typically selling in about 90 days.
95060 Housing Market Overview
The median list price in the 95060 ZIP code is $1.4M. Compared with Santa Cruz overall, that is a 5.4% discount. Current inventory stands at 69 active listings. February to July saw the median price go from $1.1M to $1.4M, up about 21.1%.
95060 Area Market Pulse
Topfind Market Read
The picture is mixed here. Sale prices are up 21% over the last six months, yet the typical home takes about 90 days to sell, and 39% of sellers have trimmed their asking price, so neither side holds a clear advantage. Realistic pricing wins for sellers, and patient, prepared buyers can secure fair terms.
Median Home Price
$1.40M
Chart shows the median closed sale price by month
Months of Supply
Estimated time to sell all listings at the current sales pace
4.6 months of supply
Balanced Supply69 active listings currently on the market.
What this means for buyers
Supply and demand are roughly in step, with a steady flow of options and no glut. Listings typically sell in ~90 days.
Sales Velocity
How fast homes are selling
Homes are sitting on the market, so buyers often have strong leverage to negotiate price, terms, and repairs. The trend is moving the other way though, with selling times down 59% over the last six months.
Inventory Distribution
A solid share of current listings is under 30 days old, while a meaningful share has been up longer.
About 42% of current listings are under 30 days old, while the rest have been up longer.
Housing Tenure in 95060 Area
Renting is more common here than statewide, so this market has more rental inventory and shorter-term residents.
48%
Homeowners
52%
Renters
Homeownership is 7.5 points lower than the California average (55.5%)
21,669 households (2023)
Median Price by Bedroom
Larger homes command significantly higher prices, with sharp increases beyond 3 bedrooms.
Each additional bedroom adds about $955K in value on average, with larger homes seeing bigger price jumps.
Largest increase: 4 → 5 bedrooms (+$1.9M)
Price Reductions
27 listings have reduced their price
39% of active listings
Average reduction: 11.7% (~$164K)
Browse 95060 Listings
Frequently Asked Questions about the 95060 Housing Market
What is the median home price in the 95060 ZIP code?
The median list price in the 95060 ZIP code is $1,399,000 as of August 2026, based on 69 active listings.
Is the 95060 ZIP code a buyer's market or a seller's market?
The 95060 ZIP code currently reads as a buyer's market. Active inventory works out to about 4.6 months of supply at the recent sales pace.
How fast do homes sell in the 95060 ZIP code?
The average home currently for sale in the 95060 ZIP code has been on the market for 90 days.
How many homes are for sale in the 95060 ZIP code?
There are 69 homes for sale in the 95060 ZIP code right now, including 4 listed within the last week.