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  1. Topfind
  2. California
  3. Ione
  4. 95640 Housing Market

95640 Housing Market

Median List Price

$319,900

Updated August 2026

Today, the 95640 ZIP code in Ione, CA has 3 homes for sale at a median list price of $319,900, typically selling in about 26 days.

95640 Housing Market Overview

The median list price in the 95640 ZIP code is $319,900. Compared with Ione overall, that is a 25.6% discount. Current inventory stands at 3 active listings.

95640 Area Market Pulse

Topfind Market Read

Balanced Market

The picture is mixed here. The typical home sells in about 26 days, yet 67% of sellers have trimmed their asking price, so neither side holds a clear advantage. Realistic pricing wins for sellers, and patient, prepared buyers can secure fair terms.

Buyer leverageBalancedSeller leverage

Median Home Price

$320K

Historical data not yet available

Sales Velocity

How fast homes are selling

Fast
FastSlow0d15d30d45d60d75d90d26days on market

Homes are selling quickly, which gives sellers leverage, though prepared buyers can still compete.

● <30d: Fast● 30-45d: Steady● 45d+: Slower

Inventory Distribution

Fresh Inventory

Most current listings are under 30 days old, so the mix skews toward fresh inventory.

New
Active
Aging
Stale
30-day mark1 listings<7 days1 listings7-30 days1 listings30-60 days0 listings60+ days← Selling fastSitting longer →
Under 30 days → competitive, act quicklyOver 60 days → potential negotiation opportunities

Housing Tenure in 95640 Area

Homeownership is significantly higher than average, making this a homeowner-dominated market with more long-term residents.

HomeownersRenters

74%

Homeowners

26%

Renters

Homeownership is 18.5 points higher than the California average (55.5%)

Higher ownership rates often reflect more stable neighborhoods and longer-term residents.

2,171 households (2023)

Price Reductions

High Activity
2

2 listings have reduced their price

67% of active listings

Average reduction: 2.6% (~$8K)

A sizable share of sellers have trimmed their asking price. Those listings are the clearest place to negotiate.

Browse 95640 Listings

Homes for Sale in 95640Homes for Rent in 95640Recently Sold Homes in 95640

Frequently Asked Questions about the 95640 Housing Market

What is the median home price in the 95640 ZIP code?

The median list price in the 95640 ZIP code is $319,900 as of August 2026, based on 3 active listings.

Is the 95640 ZIP code a buyer's market or a seller's market?

The 95640 ZIP code currently reads as a seller's market.

How fast do homes sell in the 95640 ZIP code?

The average home currently for sale in the 95640 ZIP code has been on the market for 26 days.

How many homes are for sale in the 95640 ZIP code?

There are 3 homes for sale in the 95640 ZIP code right now.

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