1875 Loyola, Chula Vista, CA 91913

Opportunity rarely looks this smart. Tucked at the end of a quiet cul-de-sac in sought-after College Estates, this property offers what today’s market craves: flexibility. Whether you’re an owner-occupant with vision, a multigenerational household, or an investor seeking upside, this is a canvas that can become what you want—not what someone else chose for you. The current layout creates multiple paths forward. A reimagined junior suite features its own entrance, kitchenette, and privacy—ideal for extended family, guests, independent living, or added income. The garage-conversion ADU is in final permit stages and expected to be approved by closing, complete with separate entrance and private outdoor space. Keep the existing setup and unlock rental or dual-living potential, or restore a more traditional layout and design your dream home from a position of value. A prior shower leak was professionally remediated, leaving select areas ready for your custom finishes instead of forcing you to pay for someone else’s taste. Your dollars can go where they matter most. Outside, the advantages continue. Perched on a bluff with no visible homes behind, the setting offers openness, privacy, and sky. The yard is spacious and usable—ready for entertaining, gardening, play, or expansion. A mature citrus tree adds charm and fresh fruit from your own backyard. Owned solar with an assumable loan supports efficiency and lower utility costs. Location matters—and this one delivers. Enjoy close proximity to parks, green space, shopping, dining, and daily conveniences, with easy access to major c