95010 Housing Market
Median List Price
$1,212,500
Updated August 2026
Today, the 95010 ZIP code in Capitola, CA has 28 homes for sale at a median list price of $1,212,500, typically selling in about 44 days.
95010 Housing Market Overview
Buyers in the 95010 ZIP code are looking at a median list price of $1.2M. That runs roughly 6.7% lower than Capitola as a whole. Since February, the median price has moved up about 39.7% to $864,500 as of July. The 95010 ZIP code has 28 active listings on the market right now. Pricing spreads from a $775,000 median for two bedroom homes to $1.5M for four bedroom homes.
95010 Area Market Pulse
Topfind Market Read
Buyers hold the edge right now. Sale prices have eased 26% over the last six months, though they remain 7% above a year ago, and 68% of sellers have trimmed their asking price. At the same time, supply sits at 4.0 months, roughly in step with demand, which keeps well-priced homes moving. Buyers have room to negotiate price and terms, while sellers should price sharply and present well to stand out.
Median Home Price
$1.21M
↑ 7% over the past yearChart shows the median closed sale price by month
Months of Supply
Estimated time to sell all listings at the current sales pace
4.0 months of supply
Balanced Supply28 active listings currently on the market.
What this means for buyers
Supply and demand are roughly in step, with a steady flow of options and no glut. Listings typically sell in ~44 days.
Sales Velocity
How fast homes are selling
Homes are selling at a steady pace, so buyers have some time, though competition still exists. That said, the pace has eased 47% versus six months ago.
Inventory Distribution
A larger share of listings has been up beyond 30 days, which typically means more room to negotiate on those longer-listed homes.
Housing Tenure in 95010 Area
Renting is more common here than statewide, so this market has more rental inventory and shorter-term residents.
50%
Homeowners
50%
Renters
Homeownership is 5.5 points lower than the California average (55.5%)
4,506 households (2023)
Median Price by Bedroom
Home prices generally rise with bedroom count, though not every step adds value.
Each additional bedroom adds about $175K in value on average, with larger homes seeing bigger price jumps.
Largest increase: 2 → 3 bedrooms (+$723K)
Price Reductions
19 listings have reduced their price
68% of active listings
Average reduction: 5.1% (~$62K)
Browse 95010 Listings
Frequently Asked Questions about the 95010 Housing Market
What is the median home price in the 95010 ZIP code?
The median list price in the 95010 ZIP code is $1,212,500 as of August 2026, based on 28 active listings.
Is the 95010 ZIP code a buyer's market or a seller's market?
The 95010 ZIP code currently reads as a balanced market. Active inventory works out to about 4.0 months of supply at the recent sales pace.
How fast do homes sell in the 95010 ZIP code?
The average home currently for sale in the 95010 ZIP code has been on the market for 44 days.
Are home prices in the 95010 ZIP code going up or down?
The median sale price in the 95010 ZIP code is up about 6.6% compared with a year ago.
How many homes are for sale in the 95010 ZIP code?
There are 28 homes for sale in the 95010 ZIP code right now.