Tracy, CA Housing Market
Median List Price
$750,000
Updated August 2026
Today, Tracy has 82 homes for sale at a median list price of $750,000, typically selling in about 40 days.
Tracy Market Analysis
Tracy, CA currently shows a median list price of $750,000. There are 82 homes currently listed for sale in Tracy, CA. 31 new listings came on the market in the last 30 days.
Three bedroom homes are the most affordable tier at a median of $635,500, while four bedroom homes top the range at $884,750. The housing stock skews toward single family homes, at about 96.3% of active listings. Over the last six months, the median price has risen about 2.8%, from $710,000 in February to $730,000 in July. Median pricing works out to $351 per square foot.
Median time from listing to accepted offer is about 19 days. That is a quick turnaround, so buyers who wait on a well priced home often miss it. Tracy, CA covers the 95377, 95376, and 95304 ZIP codes.
Tracy Rental Market
Tracy, CA currently shows a median asking rent of $3,595. There are 4 homes currently listed for rent in Tracy, CA. Over the last six months, the median rent has risen about 15.8%, from $2,850 in January to $3,300 in July.
Tracy Market Pulse
Topfind Market Read
The picture is mixed here. Sale prices are up 5% over the last six months and 3% over the past year, yet supply sits at 5.9 months, roughly in step with demand, and 33% of sellers have trimmed their asking price, so neither side holds a clear advantage. Realistic pricing wins for sellers, and patient, prepared buyers can secure fair terms.
Median Home Price
$750K
↑ 3% over the past yearChart shows the median closed sale price by month
Months of Supply
Estimated time to sell all listings at the current sales pace
5.9 months of supply
Balanced Supply82 active listings currently on the market.
What this means for buyers
Supply and demand are roughly in step, with a steady flow of options and no glut. Listings typically sell in ~40 days.
Sales Velocity
How fast homes are selling
Homes are selling at a steady pace, so buyers have some time, though competition still exists. Homes are moving 30% faster than six months ago.
Inventory Distribution
A solid share of current listings is under 30 days old, while a meaningful share has been up longer.
About 56% of current listings are under 30 days old, while the rest have been up longer.
Housing Tenure in Tracy
Homeownership is higher than average, and most households in this area own rather than rent.
64%
Homeowners
36%
Renters
Homeownership is 8.5 points higher than the California average (55.5%)
27,943 households (2023)
Affordability Snapshot
Typical home cost
$5,098/mo
Actual housing expense
Affordable budget (28%)
$2,759/mo
Based on median income
Median household income
$9,854/mo
Tracy
A typical home costs about 52% of the median household's income.
For reference, lenders typically recommend spending ≤28%.
Income needed to afford a typical home comfortably
$218K/year
Assumes housing costs ≤28% of income
View cost breakdown
20% down, 7% rate, 30-yr fixed. CA averages for tax/insurance.
Median Price by Bedroom
Home prices generally rise with bedroom count, though not every step adds value.
Each additional bedroom adds about $47K in value on average, with larger homes seeing bigger price jumps.
Largest increase: 3 → 4 bedrooms (+$248K)
Price Reductions
27 listings have reduced their price
33% of active listings
Average reduction: 7.3% (~$55K)
Browse Tracy Listings
Frequently Asked Questions about the Tracy, CA Housing Market
What is the median home price in Tracy, CA?
The median list price in Tracy is $750,000 as of August 2026, based on 82 active listings.
Is Tracy a buyer's market or a seller's market?
Tracy currently reads as a balanced market. Active inventory works out to about 5.9 months of supply at the recent sales pace.
How fast do homes sell in Tracy?
Homes that closed in the last 90 days typically went under contract in about 19 days. The average home currently for sale has been on the market for 40 days.
Are home prices in Tracy going up or down?
The median sale price in Tracy is up about 3.2% compared with a year ago.
How many homes are for sale in Tracy, CA?
There are 82 homes for sale in Tracy right now, including 7 listed within the last week.
What is the median rent in Tracy?
The median asking rent in Tracy is $3,595 per month, across 4 active rental listings.