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  1. Topfind
  2. California
  3. San Jose
  4. 95128 Housing Market

95128 Housing Market

Median List Price

$1,457,888

Updated August 2026

Today, the 95128 ZIP code in San Jose, CA has 39 homes for sale at a median list price of $1,457,888, typically selling in about 82 days.

95128 Housing Market Overview

Buyers in the 95128 ZIP code are looking at a median list price of $1.5M. That is about 18.5% above the San Jose median. Since February, the median price has moved down about 25.2% to $1.2M as of July. The 95128 ZIP code has 39 active listings on the market right now. Pricing spreads from a $459,500 median for one bedroom homes to $1.9M for five bedroom homes.

95128 Area Market Pulse

Topfind Market Read

Buyer's Market

Buyers hold the edge right now. The typical home takes about 82 days to sell, and 36% of sellers have trimmed their asking price. At the same time, supply sits at 3.9 months, roughly in step with demand, and sale prices are up 2% over the last six months, though still 2% below a year ago, which keeps well-priced homes moving. Buyers have room to negotiate price and terms, while sellers should price sharply and present well to stand out.

Buyer leverageBalancedSeller leverage

Median Home Price

$1.46M

↓ 2% over the past year

Chart shows the median closed sale price by month

$2M$1.7M$1.4M$1.1M
Sep 25
Dec 25
Mar 26
Jun 26

Months of Supply

Estimated time to sell all listings at the current sales pace

3.9 months of supply

Balanced Supply

39 active listings currently on the market.

Tight (<3 mo)
Balanced (3 to 6 mo)
Ample (6+ mo)
3.9
0369+

What this means for buyers

Supply and demand are roughly in step, with a steady flow of options and no glut. Listings typically sell in ~82 days.

● Tight: strong demand● Balanced: steady pace● Ample: more choice

Sales Velocity

How fast homes are selling

Slow
FastSlow0d15d30d45d60d75d90d81.7days on market

Homes are sitting on the market, so buyers often have strong leverage to negotiate price, terms, and repairs. The trend is moving the other way though, with selling times down 8% over the last six months.

● <30d: Fast● 30-45d: Steady● 45d+: Slower

Inventory Distribution

Mixed Inventory

A solid share of current listings is under 30 days old, while a meaningful share has been up longer.

New
Active
Aging
Stale
30-day mark7 listings<7 days12 listings7-30 days7 listings30-60 days13 listings60+ days← Selling fastSitting longer →

About 49% of current listings are under 30 days old, while the rest have been up longer.

Under 30 days → competitive, act quicklyOver 60 days → potential negotiation opportunities

Housing Tenure in 95128 Area

Homeownership is near the state average, with a balanced mix of owners and renters.

HomeownersRenters

56%

Homeowners

44%

Renters

Homeownership is 0.5 points higher than the California average (55.5%)

A balanced ownership mix suggests diverse housing options for both buyers and renters.

326,767 households (2023)

Median Price by Bedroom

Larger homes command significantly higher prices, with sharp increases beyond 3 bedrooms.

1 Bed
$460K
2 Bed
$725K
3 Bed
$1.5M
4 Bed
$1.9M
5 Bed
$1.9M

Each additional bedroom adds about $354K in value on average, with larger homes seeing bigger price jumps.

Largest increase: 2 → 3 bedrooms (+$775K)

Price Reductions

High Activity
14

14 listings have reduced their price

36% of active listings

Average reduction: 5.9% (~$85K)

A sizable share of sellers have trimmed their asking price. Those listings are the clearest place to negotiate.

Browse 95128 Listings

Homes for Sale in 95128Homes for Rent in 95128Recently Sold Homes in 95128

Frequently Asked Questions about the 95128 Housing Market

What is the median home price in the 95128 ZIP code?

The median list price in the 95128 ZIP code is $1,457,888 as of August 2026, based on 39 active listings.

Is the 95128 ZIP code a buyer's market or a seller's market?

The 95128 ZIP code currently reads as a buyer's market. Active inventory works out to about 3.9 months of supply at the recent sales pace.

How fast do homes sell in the 95128 ZIP code?

The average home currently for sale in the 95128 ZIP code has been on the market for 82 days.

Are home prices in the 95128 ZIP code going up or down?

The median sale price in the 95128 ZIP code is down about 1.7% compared with a year ago.

How many homes are for sale in the 95128 ZIP code?

There are 39 homes for sale in the 95128 ZIP code right now, including 3 listed within the last week.

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