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  1. Topfind
  2. California
  3. San Jose
  4. 95122 Housing Market

95122 Housing Market

Median List Price

$986,900

Updated August 2026

Today, the 95122 ZIP code in San Jose, CA has 20 homes for sale at a median list price of $986,900, typically selling in about 94 days.

95122 Housing Market Overview

Homes in the 95122 ZIP code carry a median list price of $986,900. Compared with San Jose overall, that is a 19.8% discount. The median price has held roughly steady over the last six months, at $901,000 as of July. Right now 20 homes are on the market in the 95122 ZIP code. Five bedroom homes carry the highest medians at $1.7M, with one bedroom homes starting the range at $387,444.

95122 Area Market Pulse

Topfind Market Read

Balanced Market

The picture is mixed here. Sale prices are up 8% over the last six months and 2% over the past year, yet the typical home takes about 94 days to sell, and 25% of sellers have trimmed their asking price, so neither side holds a clear advantage. Realistic pricing wins for sellers, and patient, prepared buyers can secure fair terms.

Buyer leverageBalancedSeller leverage

Median Home Price

$987K

↑ 2% over the past year

Chart shows the median closed sale price by month

$1.1M$947.5K$833.8K$720K
Sep 25
Dec 25
Mar 26
Jun 26

Months of Supply

Estimated time to sell all listings at the current sales pace

4.0 months of supply

Balanced Supply

20 active listings currently on the market.

Tight (<3 mo)
Balanced (3 to 6 mo)
Ample (6+ mo)
4.0
0369+

What this means for buyers

Supply and demand are roughly in step, with a steady flow of options and no glut. Listings typically sell in ~94 days.

● Tight: strong demand● Balanced: steady pace● Ample: more choice

Sales Velocity

How fast homes are selling

Slow
FastSlow0d15d30d45d60d75d90d94days on market

Homes are sitting on the market, so buyers often have strong leverage to negotiate price, terms, and repairs. The trend is moving the other way though, with selling times down 27% over the last six months.

● <30d: Fast● 30-45d: Steady● 45d+: Slower

Inventory Distribution

Fresh Inventory

Most current listings are under 30 days old, so the mix skews toward fresh inventory.

New
Active
Aging
Stale
30-day mark5 listings<7 days8 listings7-30 days0 listings30-60 days7 listings60+ days← Selling fastSitting longer →
Under 30 days → competitive, act quicklyOver 60 days → potential negotiation opportunities

Housing Tenure in 95122 Area

Homeownership is near the state average, with a balanced mix of owners and renters.

HomeownersRenters

56%

Homeowners

44%

Renters

Homeownership is 0.5 points higher than the California average (55.5%)

A balanced ownership mix suggests diverse housing options for both buyers and renters.

326,767 households (2023)

Median Price by Bedroom

Larger homes command significantly higher prices, with sharp increases beyond 3 bedrooms.

1 Bed
$387K
2 Bed
$610K
3 Bed
$975K
4 Bed
$1.4M
5 Bed
$1.7M

Each additional bedroom adds about $328K in value on average, with larger homes seeing bigger price jumps.

Largest increase: 3 → 4 bedrooms (+$453K)

Price Reductions

High Activity
5

5 listings have reduced their price

25% of active listings

Average reduction: 9.9% (~$98K)

A sizable share of sellers have trimmed their asking price. Those listings are the clearest place to negotiate.

Browse 95122 Listings

Homes for Sale in 95122Homes for Rent in 95122Recently Sold Homes in 95122

Frequently Asked Questions about the 95122 Housing Market

What is the median home price in the 95122 ZIP code?

The median list price in the 95122 ZIP code is $986,900 as of August 2026, based on 20 active listings.

Is the 95122 ZIP code a buyer's market or a seller's market?

The 95122 ZIP code currently reads as a buyer's market. Active inventory works out to about 4.0 months of supply at the recent sales pace.

How fast do homes sell in the 95122 ZIP code?

The average home currently for sale in the 95122 ZIP code has been on the market for 94 days.

Are home prices in the 95122 ZIP code going up or down?

The median sale price in the 95122 ZIP code is up about 2.2% compared with a year ago.

How many homes are for sale in the 95122 ZIP code?

There are 20 homes for sale in the 95122 ZIP code right now, including 3 listed within the last week.

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