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  1. Topfind
  2. California
  3. San Jose
  4. 95120 Housing Market

95120 Housing Market

Median List Price

$2,150,000

Updated August 2026

Today, the 95120 ZIP code in San Jose, CA has 38 homes for sale at a median list price of $2,150,000, typically selling in about 87 days.

95120 Housing Market Overview

Buyers in the 95120 ZIP code are looking at a median list price of $2.1M. That is about 74.8% above the San Jose median. Since February, the median price has moved up about 31.5% to $2.4M as of July. The 95120 ZIP code has 38 active listings on the market right now.

95120 Area Market Pulse

Topfind Market Read

Balanced Market

The picture is mixed here. Sale prices are up 7% over the last six months and 5% over the past year, yet the typical home takes about 87 days to sell, and 39% of sellers have trimmed their asking price, so neither side holds a clear advantage. Realistic pricing wins for sellers, and patient, prepared buyers can secure fair terms.

Buyer leverageBalancedSeller leverage

Median Home Price

$2.15M

↑ 5% over the past year

Chart shows the median closed sale price by month

$2.7M$2.3M$2M$1.6M
Sep 25
Dec 25
Mar 26
Jun 26

Months of Supply

Estimated time to sell all listings at the current sales pace

2.9 months of supply

Tight Supply

38 active listings against the current sales pace works out to about 2.9 months of supply.

Tight (<3 mo)
Balanced (3 to 6 mo)
Ample (6+ mo)
2.9
0369+

What this means for buyers

Inventory is tight relative to how many homes sell each month, so buyers have fewer options and well-priced homes draw competition. Listings typically sell in ~87 days.

● Tight: strong demand● Balanced: steady pace● Ample: more choice

Sales Velocity

How fast homes are selling

Slow
FastSlow0d15d30d45d60d75d90d87days on market

Homes are sitting on the market, so buyers often have strong leverage to negotiate price, terms, and repairs. The trend is moving the other way though, with selling times down 36% over the last six months.

● <30d: Fast● 30-45d: Steady● 45d+: Slower

Inventory Distribution

Mixed Inventory

A solid share of current listings is under 30 days old, while a meaningful share has been up longer.

New
Active
Aging
Stale
30-day mark10 listings<7 days7 listings7-30 days8 listings30-60 days13 listings60+ days← Selling fastSitting longer →

About 45% of current listings are under 30 days old, while the rest have been up longer.

Under 30 days → competitive, act quicklyOver 60 days → potential negotiation opportunities

Housing Tenure in 95120 Area

Homeownership is near the state average, with a balanced mix of owners and renters.

HomeownersRenters

56%

Homeowners

44%

Renters

Homeownership is 0.5 points higher than the California average (55.5%)

A balanced ownership mix suggests diverse housing options for both buyers and renters.

326,767 households (2023)

Median Price by Bedroom

Larger homes command significantly higher prices, with sharp increases beyond 3 bedrooms.

1 Bed
$670K
2 Bed
$1.1M
3 Bed
$1.7M
4 Bed
$2.1M
5 Bed
$3.3M

Each additional bedroom adds about $651K in value on average, with larger homes seeing bigger price jumps.

Largest increase: 4 → 5 bedrooms (+$1.1M)

Price Reductions

High Activity
15

15 listings have reduced their price

39% of active listings

Average reduction: 6.3% (~$135K)

A sizable share of sellers have trimmed their asking price. Those listings are the clearest place to negotiate.

Browse 95120 Listings

Homes for Sale in 95120Homes for Rent in 95120Recently Sold Homes in 95120

Frequently Asked Questions about the 95120 Housing Market

What is the median home price in the 95120 ZIP code?

The median list price in the 95120 ZIP code is $2,150,000 as of August 2026, based on 38 active listings.

Is the 95120 ZIP code a buyer's market or a seller's market?

The 95120 ZIP code currently reads as a buyer's market. Active inventory works out to about 2.9 months of supply at the recent sales pace.

How fast do homes sell in the 95120 ZIP code?

The average home currently for sale in the 95120 ZIP code has been on the market for 87 days.

Are home prices in the 95120 ZIP code going up or down?

The median sale price in the 95120 ZIP code is up about 4.7% compared with a year ago.

How many homes are for sale in the 95120 ZIP code?

There are 38 homes for sale in the 95120 ZIP code right now, including 7 listed within the last week.

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