94109 Housing Market
Median List Price
$499,999
Updated August 2026
Today, the 94109 ZIP code in San Francisco, CA has 5 homes for sale at a median list price of $499,999, typically selling in about 51 days.
94109 Housing Market Overview
Buyers in the 94109 ZIP code are looking at a median list price of $499,999. That runs roughly 54.5% lower than San Francisco as a whole. Since January, the median price has moved up about 26.3% to $656,500 as of July. The 94109 ZIP code has 5 active listings on the market right now. Pricing spreads from a $40,000 median for two bedroom homes to $4.3M for three bedroom homes.
94109 Area Market Pulse
Topfind Market Read
The picture is mixed here. Sale prices are up 28% over the last six months and 24% over the past year, yet 60% of current listings have been up for more than 30 days, and sales volume is down 25% versus six months ago, so neither side holds a clear advantage. Realistic pricing wins for sellers, and patient, prepared buyers can secure fair terms.
Median Home Price
$500K
↑ 24% over the past yearChart shows the median closed sale price by month
Months of Supply
Estimated time to sell all listings at the current sales pace
5.0 months of supply
Balanced Supply5 active listings currently on the market.
What this means for buyers
Supply and demand are roughly in step, with a steady flow of options and no glut. Listings typically sell in ~51 days.
Sales Velocity
How fast homes are selling
Homes take longer to sell here than in a balanced market, so buyers have more time to negotiate and explore options. The trend is moving the other way though, with selling times down 5% over the last six months.
Inventory Distribution
A larger share of listings has been up beyond 30 days, which typically means more room to negotiate on those longer-listed homes.
Housing Tenure in 94109 Area
Renting is more common here than statewide, so this market has more rental inventory and shorter-term residents.
38%
Homeowners
62%
Renters
Homeownership is 17.5 points lower than the California average (55.5%)
362,650 households (2023)
Median Price by Bedroom
Home prices generally rise with bedroom count, though not every step adds value.
Each additional bedroom adds about $1.7M in value on average, with larger homes seeing bigger price jumps.
Largest increase: 2 → 3 bedrooms (+$4.3M)
Price Reductions
1 listings have reduced their price
20% of active listings
Average reduction: 27.3% (~$136K)
Browse 94109 Listings
Frequently Asked Questions about the 94109 Housing Market
What is the median home price in the 94109 ZIP code?
The median list price in the 94109 ZIP code is $499,999 as of August 2026, based on 5 active listings.
Is the 94109 ZIP code a buyer's market or a seller's market?
The 94109 ZIP code currently reads as a balanced market. Active inventory works out to about 5.0 months of supply at the recent sales pace.
How fast do homes sell in the 94109 ZIP code?
The average home currently for sale in the 94109 ZIP code has been on the market for 51 days.
Are home prices in the 94109 ZIP code going up or down?
The median sale price in the 94109 ZIP code is up about 23.9% compared with a year ago.
How many homes are for sale in the 94109 ZIP code?
There are 5 homes for sale in the 94109 ZIP code right now.