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  1. Topfind
  2. California
  3. San Francisco Housing Market

San Francisco, CA Housing Market

Median List Price

$1,095,000

Updated August 2026

Today, San Francisco has 94 homes for sale at a median list price of $1,095,000, typically selling in about 58 days.

San Francisco Market Analysis

Homes in San Francisco, CA carry a median list price of $1.1M. Per square foot, the median stands at $902. The median price moved from $1M in February to $1.2M in July, an 18.8% increase over six months.

The typical listing reaches pending status in about 13 days. At that pace, well priced homes attract offers quickly, so buyers should be ready to move. Right now 94 homes are on the market in San Francisco, CA. 45 new listings came on the market in the last 30 days.

Five bedroom homes carry the highest medians at $3.5M, with studio homes starting the range at $498,800. Condos make up about 51.1% of current inventory, with single family homes accounting for another 43.6%. The area spans 11 ZIP codes, including 94112, 94110, and 94103.

San Francisco Rental Market

Rentals in San Francisco, CA carry a median asking rent of $4,495. The median rent moved from $5,600 in February to $5,100 in July, an 8.9% decrease over six months. Right now 10 rentals are on the market in San Francisco, CA.

San Francisco Market Pulse

Topfind Market Read

Balanced Market

The picture is mixed here. Supply sits at 3.1 months, roughly in step with demand, yet the typical home takes about 58 days to sell, so neither side holds a clear advantage. Realistic pricing wins for sellers, and patient, prepared buyers can secure fair terms.

Buyer leverageBalancedSeller leverage

Median Home Price

$1.09M

↑ 12% over the past year

Chart shows the median closed sale price by month

$1.7M$1.5M$1.2M$909K
Sep 25
Dec 25
Mar 26
Jun 26

Months of Supply

Estimated time to sell all listings at the current sales pace

3.1 months of supply

Balanced Supply

94 active listings currently on the market.

Tight (<3 mo)
Balanced (3 to 6 mo)
Ample (6+ mo)
3.1
0369+

What this means for buyers

Supply and demand are roughly in step, with a steady flow of options and no glut. Listings typically sell in ~58 days.

● Tight: strong demand● Balanced: steady pace● Ample: more choice

Sales Velocity

How fast homes are selling

Slower Pace
FastSlow0d15d30d45d60d75d90d58days on market

Homes take longer to sell here than in a balanced market, so buyers have more time to negotiate and explore options. The trend is moving the other way though, with selling times down 33% over the last six months.

● <30d: Fast● 30-45d: Steady● 45d+: Slower

Inventory Distribution

Fresh Inventory

Most current listings are under 30 days old, so the mix skews toward fresh inventory.

New
Active
Aging
Stale
30-day mark28 listings<7 days32 listings7-30 days13 listings30-60 days21 listings60+ days← Selling fastSitting longer →
Under 30 days → competitive, act quicklyOver 60 days → potential negotiation opportunities

Housing Tenure in San Francisco

Renting is more common here than statewide, so this market has more rental inventory and shorter-term residents.

HomeownersRenters

38%

Homeowners

62%

Renters

Homeownership is 17.5 points lower than the California average (55.5%)

Higher renter rates typically mean more rental inventory and neighborhood turnover.

362,650 households (2023)

Affordability Snapshot

Typical home cost

$7,351/mo

Actual housing expense

Affordable budget (28%)

$3,300/mo

Based on median income

Median household income

$11,787/mo

San Francisco

$0$4,250$8,500
Affordable portion ($3,300)Unaffordable excess ($4,051)Total: $7,351/mo
$4,051/mo above what's considered affordable

A typical home costs about 62% of the median household's income.

For reference, lenders typically recommend spending ≤28%.

Income needed to afford a typical home comfortably

$315K/year

Assumes housing costs ≤28% of income

View cost breakdown
Principal & Interest$5,828
Property Tax$1,004
Insurance$319
Est. HOA$200

20% down, 7% rate, 30-yr fixed. CA averages for tax/insurance.

Median Price by Bedroom

Larger homes command significantly higher prices, with sharp increases beyond 3 bedrooms.

1 Bed
$795K
2 Bed
$1.1M
3 Bed
$1.7M
4 Bed
$1.9M
5 Bed
$3.3M

Each additional bedroom adds about $618K in value on average, with larger homes seeing bigger price jumps.

Largest increase: 4 → 5 bedrooms (+$1.4M)

Price Reductions

High Activity
22

22 listings have reduced their price

23% of active listings

Average reduction: 8.6% (~$94K)

A sizable share of sellers have trimmed their asking price. Those listings are the clearest place to negotiate.

Browse San Francisco Listings

Homes for Sale in San FranciscoHomes for Rent in San FranciscoRecently Sold Homes in San Francisco

Frequently Asked Questions about the San Francisco, CA Housing Market

What is the median home price in San Francisco, CA?

The median list price in San Francisco is $1,095,000 as of August 2026, based on 94 active listings.

Is San Francisco a buyer's market or a seller's market?

San Francisco currently reads as a balanced market. Active inventory works out to about 3.1 months of supply at the recent sales pace.

How fast do homes sell in San Francisco?

Homes that closed in the last 90 days typically went under contract in about 13 days. The average home currently for sale has been on the market for 58 days.

Are home prices in San Francisco going up or down?

The median sale price in San Francisco is up about 12.4% compared with a year ago.

How many homes are for sale in San Francisco, CA?

There are 94 homes for sale in San Francisco right now, including 18 listed within the last week.

What is the median rent in San Francisco?

The median asking rent in San Francisco is $4,495 per month, across 10 active rental listings.

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