




280 Spear St. 2B, San Francisco, CA 94105
NOW FIRST, COME FIRST SERVE! Own a modern 1-bedroom condo with a RARE private balcony in SF’s premier luxury high-rise—MIRA. Unit features updated flooring, in-unit laundry, and access to resort-style amenities incl. fitness center, BBQ terrace, residents’ lounge, and 24/7 lobby attendant—all steps from East Cut Crossing, one block to the Embarcadero, and minutes to BART. 1-bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $109,100; 2 people = $124,700; 3 = $140,250; 4 = $155,850; 5 = $168,300. Must be 1st-time homebuyer and income eligible. Unit available through the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring and other restrictions. Take advantage of TEMPORARILY RELAXED buyer eligibility: up to 120% AMI, no need to be 1st time homebuyer, exclusion of income from assets, flexibility for homebuyer education, reduced financing requirements! The unit will be available on a first come first served basis starting on 4/10/2026 at 8:00 AM PST. Visit https://housing.sfgov.org for application & program info. Fair housing opportunity.
Bedrooms
1
Bathrooms
1
Square Feet
608
Year Built
2020
Property Type
Condominium
Days on Market
45
HOA Fee
$828/mo
Garage Total
0
MLS #
41123976
Accessibility
Accessible Elevator Installed
Appliances
Dryer, Washer
Cooling
Central Air
Construction
See Remarks
Sewer
Public Sewer
Fitness Center, Maintenance Grounds, Insurance, Security, Water
$0
| Rating | School Name | ||
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Balanced market
Avg. time on market
This is a Balanced Market. Homes are selling at a moderate pace.
Flood Risk
Minimal — not in a FEMA flood zone
Wildfire Risk
Moderate — near wildland-urban interface
Heat Risk
Low — moderate summer temperatures
Earthquake Risk
Southern California seismic zone
Based on price, location, and features
Topfind Realty, DRE # 02240815, is a licensed real estate broker in California. Topfind Realty pledges to support the Fair Housing Act and adhere to Equal Housing Opportunity laws.
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