3020 Cowley Way, San Diego, CA 92117

Low Initial Payments**** 3/2/1/ Buy Down Available****Residence 302* High Ceilings - a rare opportunity to buy at a lower interest rate for the first 3 years! top floor Vaulted Ceilings This highly sought-after bright unit offers exceptional privacy, while its light-filled interior creates an inviting and airy atmosphere throughout. Designed to embrace effortless coastal living, the open-concept floor plan seamlessly connects the kitchen, dining, and living areas—ideal for both everyday comfort and entertaining. Expansive windows invite in natural light and coastal breezes, enhancing the home’s bright and welcoming feel. Thoughtfully updated with modern finishes, this residence offers a clean, contemporary aesthetic paired with functional design. The spacious layout provides flexibility and comfort, making it well-suited for a variety of lifestyles. The Heights at Bay Park is a charming and intimate community featuring a quaint pool and barbecue area—perfect for relaxing or gathering with friends and neighbors. Ideally located, residents enjoy close proximity to freeway access, the bay, beaches, scenic walking and hiking trails, shopping, dining, and all that San Diego has to offer. Seller is offering a 3-2-1 interest rate buydown opportunity through Seller’s preferred lender for qualified buyers, subject to lender approval, underwriting guidelines, loan program requirements, and final terms. Not all buyers or loan programs may qualify. Buyer to verify eligibility, program details directly with Lender.