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  1. Topfind
  2. California
  3. Lincoln
  4. 95648 Housing Market

95648 Housing Market

Median List Price

$680,000

Updated August 2026

Today, the 95648 ZIP code in Lincoln, CA has 13 homes for sale at a median list price of $680,000, typically selling in about 30 days.

95648 Housing Market Overview

The median list price in the 95648 ZIP code is $680,000. That is roughly in line with the Lincoln median. Current inventory stands at 13 active listings. January to July saw the median price go from $582,315 to $549,950, down about 5.6%.

95648 Area Market Pulse

Topfind Market Read

Balanced Market

The picture is mixed here. The typical home sells in about 30 days, yet 13.0 months of supply is more than current demand absorbs, and 62% of sellers have trimmed their asking price, so neither side holds a clear advantage. Realistic pricing wins for sellers, and patient, prepared buyers can secure fair terms.

Buyer leverageBalancedSeller leverage

Median Home Price

$680K

Chart shows the median closed sale price by month

$1.2M$937.7K$711.6K$485.4K
Sep 25
Dec 25
Mar 26
Jul 26

Months of Supply

Estimated time to sell all listings at the current sales pace

13.0 months of supply

Ample Supply

13 active listings, plenty of options to choose from.

Tight (<3 mo)
Balanced (3 to 6 mo)
Ample (6+ mo)
13.0
0369+

What this means for buyers

There is more inventory than recent sales absorb, so buyers have plenty of options and stronger footing to negotiate price and terms. Listings typically sell in ~30 days.

● Tight: strong demand● Balanced: steady pace● Ample: more choice

Sales Velocity

How fast homes are selling

Steady
FastSlow0d15d30d45d60d75d90d30days on market

Homes are selling at a steady pace, so buyers have some time, though competition still exists.

● <30d: Fast● 30-45d: Steady● 45d+: Slower

Inventory Distribution

Fresh Inventory

Most current listings are under 30 days old, so the mix skews toward fresh inventory.

New
Active
Aging
Stale
30-day mark4 listings<7 days4 listings7-30 days2 listings30-60 days3 listings60+ days← Selling fastSitting longer →
Under 30 days → competitive, act quicklyOver 60 days → potential negotiation opportunities

Housing Tenure in 95648 Area

Homeownership is significantly higher than average, making this a homeowner-dominated market with more long-term residents.

HomeownersRenters

83%

Homeowners

17%

Renters

Homeownership is 27.5 points higher than the California average (55.5%)

Higher ownership rates often reflect more stable neighborhoods and longer-term residents.

19,481 households (2023)

Median Price by Bedroom

Home prices generally rise with bedroom count, though not every step adds value.

2 Bed
$552K
3 Bed
$536K
4 Bed
$773K
5 Bed
$750K

Each additional bedroom adds about $66K in value on average, with larger homes seeing bigger price jumps.

Largest increase: 3 → 4 bedrooms (+$237K)

Price Reductions

High Activity
8

8 listings have reduced their price

62% of active listings

Average reduction: 3.8% (~$26K)

A sizable share of sellers have trimmed their asking price. Those listings are the clearest place to negotiate.

Browse 95648 Listings

Homes for Sale in 95648Homes for Rent in 95648Recently Sold Homes in 95648

Frequently Asked Questions about the 95648 Housing Market

What is the median home price in the 95648 ZIP code?

The median list price in the 95648 ZIP code is $680,000 as of August 2026, based on 13 active listings.

Is the 95648 ZIP code a buyer's market or a seller's market?

The 95648 ZIP code currently reads as a balanced market. Active inventory works out to about 13.0 months of supply at the recent sales pace.

How fast do homes sell in the 95648 ZIP code?

The average home currently for sale in the 95648 ZIP code has been on the market for 30 days.

How many homes are for sale in the 95648 ZIP code?

There are 13 homes for sale in the 95648 ZIP code right now, including 3 listed within the last week.

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