




522 Mary Lane, El Cajon, CA 92021
Welcome to this beautifully maintained newer 4-bedroom home offering a spacious and highly functional layout designed for modern living. The main living area flows into a well-appointed kitchen featuring quartz countertops, stainless steel appliances, and abundant cabinetry offering both style and practicality for everyday use and entertaining. Upstairs, there's a generous loft that provides valuable flex space that is perfect for a home office, media room, or additional living area, adding versatility to the home’s thoughtful design. The home features a comfortable and durable mix of finishes, including tile flooring in the kitchen, bathrooms, and laundry room, carpeting in the bedrooms, and vinyl flooring in the main living areas. Energy-efficient upgrades include paid-off solar, a whole-house fan, a tankless water heater, and an EV charging station in the garage, delivering meaningful long-term savings and modern convenience. A standout feature is the assumable VA loan with a below-market interest rate, offering a rare opportunity for VA-qualified buyers to secure significantly lower monthly payments. Located on a quiet cul-de-sac near shopping, parks, schools, and transportation, with easy access to downtown El Cajon and surrounding San Diego destinations.
Bedrooms
4
Bathrooms
3
Square Feet
1,836
Year Built
2017
Property Type
Single Family Residence
Days on Market
1
HOA Fee
$146/mo
Garage Total
2
MLS #
260010721SD
Appliances
Built In Range, Dishwasher, Gas Cooktop, Gas Oven, Indoor Grill, Microwave, Refrigerator, Range Hood, Vented Exhaust Fan
Laundry
Electric Dryer Hookup, Laundry Room
Cooling
Central Air
Heating
Electric, Forced Air, Natural Gas
Total Parking Spaces
4
Garage Spaces
2
Open Parking Spaces
2
Attached Garage
Yes
Parking Features
Driveway
Fencing
Partial
Construction
Stucco
Roof
Composition
Water Source
Public
Maintenance Grounds
$0
| Rating | School Name | ||
|---|---|---|---|
| No school data available for this area. | |||
Balanced market
Avg. time on market
This is a Balanced Market. Homes are selling at a moderate pace.
Flood Risk
Minimal — not in a FEMA flood zone
Wildfire Risk
Moderate — near wildland-urban interface
Heat Risk
Low — moderate summer temperatures
Earthquake Risk
Southern California seismic zone
Based on price, location, and features
Topfind Realty, DRE # 02240815, is a licensed real estate broker in California. Topfind Realty pledges to support the Fair Housing Act and adhere to Equal Housing Opportunity laws.
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