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  1. Topfind
  2. California
  3. Santa Cruz County Housing Market

Santa Cruz County, CA Housing Market

Median List Price

$1,250,000

Updated August 2026

Today, Santa Cruz County has 501 homes for sale at a median list price of $1,250,000, typically selling in about 78 days.

Santa Cruz County Market Analysis

Santa Cruz County currently shows a median list price of $1.3M. There are 501 homes currently listed for sale in Santa Cruz County.

One bedroom homes are the most affordable tier at a median of $614,250, while six bedroom homes top the range at $2.7M. The median price has held roughly steady over the last six months, at $1.1M as of July.

Santa Cruz County Market Pulse

Topfind Market Read

Buyer's Market

Buyers hold the edge right now. The typical home takes about 78 days to sell, and 46% of sellers have trimmed their asking price. At the same time, selling times have improved 44% versus six months ago, which keeps well-priced homes moving. Buyers have room to negotiate price and terms, while sellers should price sharply and present well to stand out.

Buyer leverageBalancedSeller leverage

Median Home Price

$1.25M

↑ 5% over the past year

Chart shows the median closed sale price by month

$1.4M$1.3M$1.1M$945K
Sep 25
Dec 25
Mar 26
Jun 26

Months of Supply

Estimated time to sell all listings at the current sales pace

4.6 months of supply

Balanced Supply

501 active listings currently on the market.

Tight (<3 mo)
Balanced (3 to 6 mo)
Ample (6+ mo)
4.6
0369+

What this means for buyers

Supply and demand are roughly in step, with a steady flow of options and no glut. Listings typically sell in ~78 days.

● Tight: strong demand● Balanced: steady pace● Ample: more choice

Sales Velocity

How fast homes are selling

Slow
FastSlow0d15d30d45d60d75d90d77.8days on market

Homes are sitting on the market, so buyers often have strong leverage to negotiate price, terms, and repairs. The trend is moving the other way though, with selling times down 44% over the last six months.

● <30d: Fast● 30-45d: Steady● 45d+: Slower

Inventory Distribution

Aging Inventory

A larger share of listings has been up beyond 30 days, which typically means more room to negotiate on those longer-listed homes.

New
Active
Aging
Stale
30-day mark75 listings<7 days115 listings7-30 days101 listings30-60 days210 listings60+ days← Selling fastSitting longer →
Under 30 days → competitive, act quicklyOver 60 days → potential negotiation opportunities

Median Price by Bedroom

Larger homes command significantly higher prices, with sharp increases beyond 3 bedrooms.

1 Bed
$614K
2 Bed
$795K
3 Bed
$1.3M
4 Bed
$1.8M
5 Bed
$2.0M

Each additional bedroom adds about $344K in value on average, with larger homes seeing bigger price jumps.

Largest increase: 3 → 4 bedrooms (+$537K)

Price Reductions

High Activity
231

231 listings have reduced their price

46% of active listings

Average reduction: 8.7% (~$109K)

A sizable share of sellers have trimmed their asking price. Those listings are the clearest place to negotiate.

Browse Santa Cruz County Listings

Homes for Sale in Santa Cruz CountyHomes for Rent in Santa Cruz County

Frequently Asked Questions about the Santa Cruz County, CA Housing Market

What is the median home price in Santa Cruz County, CA?

The median list price in Santa Cruz County is $1,250,000 as of August 2026, based on 501 active listings.

Is Santa Cruz County a buyer's market or a seller's market?

Santa Cruz County currently reads as a buyer's market. Active inventory works out to about 4.6 months of supply at the recent sales pace.

How fast do homes sell in Santa Cruz County?

The average home currently for sale in Santa Cruz County has been on the market for 78 days.

Are home prices in Santa Cruz County going up or down?

The median sale price in Santa Cruz County is up about 4.7% compared with a year ago.

How many homes are for sale in Santa Cruz County, CA?

There are 501 homes for sale in Santa Cruz County right now, including 35 listed within the last week.

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