Topfind Realty
Renting

Search Rentals

Houses for RentTownhomes for RentCondos for RentView All Rentals →

Renting Resources

Why Rent With UsRenter GuideRent vs Buy Calculator

Renter Articles

How to Negotiate RentUnderstanding Your LeaseMoving Checklist for Renters
Buying

Search Homes

Houses for SaleTownhomes for SaleCondos for SaleView All Homes →

Buying Resources

Why Buy With UsBuyer GuideAffordability CalculatorInvestment CalculatorProperty Tax Calculator

Buyer Articles

Master Your New Home BudgetBeat Moving StressPacking Secrets
Selling

Selling Tools

Home ValuationFind a Seller's Agent

Selling Resources

Why Sell With UsSeller GuideNet Sheet CalcHELOC Calculator

Seller Articles

Strategic PricingDownsizing Tips
Mortgage Rates

Today's Rates

Mortgage RatesRefinance RatesLoan ComparisonHELOC Calculator

Mortgage Resources

Understanding Mortgage RatesFirst-Time Homebuyer GuideWhen to Refinance Your Mortgage
Realtors
Topfind
Houses for RentTownhomes for RentCondos for RentView All Rentals →
Why Rent With UsRenter GuideRent vs Buy Calculator
How to Negotiate RentUnderstanding Your LeaseMoving Checklist for Renters
Houses for SaleTownhomes for SaleCondos for SaleView All Homes →
Why Buy With UsBuyer GuideAffordability CalculatorInvestment CalculatorProperty Tax Calculator
Master Your New Home BudgetBeat Moving StressPacking Secrets
Home ValuationFind a Seller's Agent
Why Sell With UsSeller GuideNet Sheet CalcHELOC Calculator
Strategic PricingDownsizing Tips
Mortgage RatesRefinance RatesLoan ComparisonHELOC Calculator
Understanding Mortgage RatesFirst-Time Homebuyer GuideWhen to Refinance Your Mortgage
groupRealtorsinfoAbout Us
Continue with Google
Sign InSign Up
Topfind Realty
Renting

Search Rentals

Houses for RentTownhomes for RentCondos for RentView All Rentals →

Renting Resources

Why Rent With UsRenter GuideRent vs Buy Calculator

Renter Articles

How to Negotiate RentUnderstanding Your LeaseMoving Checklist for Renters
Buying

Search Homes

Houses for SaleTownhomes for SaleCondos for SaleView All Homes →

Buying Resources

Why Buy With UsBuyer GuideAffordability CalculatorInvestment CalculatorProperty Tax Calculator

Buyer Articles

Master Your New Home BudgetBeat Moving StressPacking Secrets
Selling

Selling Tools

Home ValuationFind a Seller's Agent

Selling Resources

Why Sell With UsSeller GuideNet Sheet CalcHELOC Calculator

Seller Articles

Strategic PricingDownsizing Tips
Mortgage Rates

Today's Rates

Mortgage RatesRefinance RatesLoan ComparisonHELOC Calculator

Mortgage Resources

Understanding Mortgage RatesFirst-Time Homebuyer GuideWhen to Refinance Your Mortgage
Realtors
Topfind
Houses for RentTownhomes for RentCondos for RentView All Rentals →
Why Rent With UsRenter GuideRent vs Buy Calculator
How to Negotiate RentUnderstanding Your LeaseMoving Checklist for Renters
Houses for SaleTownhomes for SaleCondos for SaleView All Homes →
Why Buy With UsBuyer GuideAffordability CalculatorInvestment CalculatorProperty Tax Calculator
Master Your New Home BudgetBeat Moving StressPacking Secrets
Home ValuationFind a Seller's Agent
Why Sell With UsSeller GuideNet Sheet CalcHELOC Calculator
Strategic PricingDownsizing Tips
Mortgage RatesRefinance RatesLoan ComparisonHELOC Calculator
Understanding Mortgage RatesFirst-Time Homebuyer GuideWhen to Refinance Your Mortgage
groupRealtorsinfoAbout Us
Continue with Google
Sign InSign Up
Real Estate/CA/Capitola/1500 Wharf Road 22
view_in_arVirtual Tour
Main
Interior 1
Interior 2
Interior 3
Interior 4
imagesmode View 48 photos
For Sale
$3,995,000
Est. $22,372/mo

1500 Wharf Road 22, Capitola, CA 95010

bed
3
Bedrooms
bathtub
2
Bathrooms
square_foot
1,850
Square Feet

About this home

Unique, Iconic home in a World-Class Location, in the heart of Capitola Village. The beach is your backyard, the Cool Ocean is your Pool. During the day, lay in the sun, play in the cool Pacific Ocean, enjoy a beach barbecue for lunch, and stroll along the waters edge. At low tide, explore the tide pools on both sides of the small Bay. In the evenings, sit on the upper-level deck and take in the ocean and sunset views with a glass of wine. Then cruise into the Village for dining or visit Shadow Brook Restaurant. Afterward, enjoy a peaceful beach walk under the light of the full moon. How classically cool can this be? You truly need to visit and experience this one-of-a-kind treasurethere is nothing comparable in Santa Cruz County. The home offers approximately 1,850 square feet across two levels, with a locking door separating the spaces. There are 3 bedrooms total - 2 on the upper floor and 1 on the lower level, which features a private beach access door. Each level includes a full kitchen and bathroom. Vacation rental permits are available with application. The property has been recently remodeled. Do yourself a favor and come experience this incredible coastal retreat.

Property Facts

bed

Bedrooms

3

bathtub

Bathrooms

2

square_foot

Square Feet

1,850

landscape

Lot Size

1,350 sqft

calendar_month

Year Built

1927

home_work

Property Type

Single Family Residence

timer

Days on Market

57

payments

HOA Fee

$2260/mo

garage

Garage Total

2

fingerprint

MLS #

ML82041044

Interior Details

General Interior

Flooring

Wood

Fireplace

Living Room

Kitchen & Appliances

Appliances

Electric Oven

Parking

Total Parking Spaces

2

Garage Spaces

2

Parking Features

Covered, Off Site

Exterior & Lot

Building & Construction

Patio & Porch

Deck

Construction

Stucco

Foundation

Concrete Perimeter

Roof

Other

Direction Faced

Southwest

Lot & Grounds

Lot Features

Flag Lot

Sewer

Public Sewer

Water Source

Public

Community & HOA

Association Info

HOA Fee$2260
FrequencyAnnually

Fee Includes

Sewer

HOA Amenities

Other, Security

Mortgage Calculator

Total Monthly

$0

Principal & Interest:
$0
Property Tax:
$0
Home Insurance:
$0
HOA Fees:
$0
$
$
%

Nearby Schools

RatingSchool NameGradesDistance
No school data available for this area.

Convenience Score

Market Insights

95010|Capitola
analytics

Estimated Value

Calculating...
trending_up0%vs. last year
202120222023202420252026

Market Temperature

Seller'sBalancedBuyer's
0d30d60d180d
Balanced

Balanced market

30 Days

Avg. time on market

This is a Balanced Market. Homes are selling at a moderate pace.

flood

Flood & Climate Risk

Flood Risk

Minimal — not in a FEMA flood zone

Low

Wildfire Risk

Moderate — near wildland-urban interface

Moderate

Heat Risk

Low — moderate summer temperatures

Low

Earthquake Risk

Southern California seismic zone

Moderate
volume_up

Noise Levels

TrafficQuiet residential street
AirportMinimal airport noise
CommercialLow commercial activity nearby
streetview

Street View

Open Full Street Viewopen_in_new
Topfind Realty

Ready to Take the Next Step?

Get expert support from a local agent today.

call
(800)-330-9306Available 9AM - 7PM

Similar Homes You Might Like

Based on price, location, and features

413 Capitola Avenue

$2,595,000

FOR SALE

413 Capitola Avenue, Capitola, CA 95010

4 beds · 2 baths · 1,700 sqft

1842 47th Avenue
NEW 23 HRS AGO
3D TOUR

$1,195,000

FOR SALE

1842 47th Avenue, Capitola, CA 95010

2 beds · 1 baths · 744 sqft

4301 Grace Street 2
NEW 38 HRS AGO
VIRTUAL TOUR

$999,000

FOR SALE

4301 Grace Street 2, Capitola, CA 95010

3 beds · 3 baths · 1,702 sqft

431 Capitola Avenue

$899,000

FOR SALE

431 Capitola Avenue, Capitola, CA 95010

3 beds · 2 baths · 880 sqft

4630 Jewel Street

$1,150,000

FOR SALE

4630 Jewel Street, Capitola, CA 95010

1 beds · 1 baths · 564 sqft

3527 Deanes Lane
VIRTUAL TOUR

$1,895,000

FOR SALE

3527 Deanes Lane, Capitola, CA 95010

4 beds · 4 baths · 2,235 sqft

815 Balboa Avenue 310
OPEN AUG 1, 9PM TO 11PM
VIRTUAL TOUR

$799,950

FOR SALE

815 Balboa Avenue 310, Capitola, CA 95010

2 beds · 1 baths · 704 sqft

100 Oakland
VIRTUAL TOUR

$6,495,000

FOR SALE

100 Oakland, Capitola, CA 95010

7 beds · 7 baths · 3,100 sqft

Recently Sold

533 Riverview Drive
VIDEO TOUR

$1,975,000

SOLD

533 Riverview Drive, Capitola, CA 95010

2 beds · 3 baths · 1,814 sqft

502 Escalona Drive
VIRTUAL TOUR

$1,360,000

SOLD

502 Escalona Drive, Capitola, CA 95010

3 beds · 2 baths · 1,539 sqft

4750 Capitola Road
VIRTUAL TOUR

$1,650,000

SOLD

4750 Capitola Road, Capitola, CA 95010

3 beds · 3 baths · 1,832 sqft

213 Cortez
VIRTUAL TOUR

$1,925,000

SOLD

213 Cortez, Capitola, CA 95010

4 beds · 2 baths · 1,861 sqft

2130 Francesco Circle
VIDEO TOUR

$1,625,000

SOLD

2130 Francesco Circle, Capitola, CA 95010

3 beds · 3 baths · 1,690 sqft

510 Mccormick Court
VIDEO TOUR

$927,000

SOLD

510 Mccormick Court, Capitola, CA 95010

3 beds · 2 baths · 1,526 sqft

4840 Cliff Drive
3D TOUR

$2,010,000

SOLD

4840 Cliff Drive, Capitola, CA 95010

2 beds · 2 baths · 1,641 sqft

VIDEO TOUR

$1,275,000

SOLD

, Capitola, CA 95010

3 beds · 3 baths · 1,499 sqft

Topfind Realty

Company

  • About Us
  • Careers
  • Articles
  • Home Estimate

Explore

  • Renting
  • Buying
  • Selling
  • Realtors

Support

  • Help Center
  • Contact Us
  • Terms & Conditions
  • Privacy Policy

Topfind Realty, DRE # 02240815, is a licensed real estate broker in California. Topfind Realty pledges to support the Fair Housing Act and adhere to Equal Housing Opportunity laws.

Copyright © 2026 Topfind Realty. All Rights Reserved.