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Real Estate/CA/Aptos/105 Stephen Road
Interior
For Sale
$1,745,000
Est. $9,772/mo

105 Stephen Road, Aptos, CA 95003

bed
4
Bedrooms
bathtub
4
Bathrooms
square_foot
2,532
Square Feet

About this home

Timeless Spanish Charm in the Heart of Rio del Mar Beach. A rare opportunity to own one of the original Spanish-style fourplexes in sought-after Rio del Mar Beach. Built in 1932, this property reflects the architectural heritage of California's coastal communities while offering the stability of an exceptional investment. Situated on a single parcel moments from the sand, the fourplex features four one-bedroom, one-bath units a desirable mix that attracts tenants and strong rental demand in one of Santa Cruz's most coveted beachside neighborhoods. Units are separately metered. Recent improvements include a remodeled kitchen in Unit 1 and new paint and flooring in Unit 4. Residents enjoy an effortless coastal lifestyle steps from the beach, with Cabrillo College minutes away, Nisene Marks nearby for hiking and biking, and the shops and charm of Aptos Village close at hand. With multifamily development extremely limited and coastal properties increasingly hard to acquire, opportunities like this are rare historic architecture, a prime location, and lasting appreciation in one legacy asset. Ideal for expanding a portfolio, completing a 1031 exchange, or securing a trophy coastal asset this iconic fourplex is a true opportunity to own a piece of Santa Cruz County history.

Property Facts

bed

Bedrooms

4

bathtub

Bathrooms

4

square_foot

Square Feet

2,532

landscape

Lot Size

1,830 sqft

calendar_month

Year Built

1932

timer

Days on Market

0

payments

HOA Fee

N/A

garage

Garage Total

0

fingerprint

MLS #

ML82055373

Interior Details

General Interior

Accessibility

Other

Parking

Exterior & Lot

Building & Construction

Roof

Shingle

Lot & Grounds

Sewer

Public Sewer

Water Source

Public

Mortgage Calculator

Total Monthly

$0

Principal & Interest:
$0
Property Tax:
$0
Home Insurance:
$0
HOA Fees:
$0
$
$
%

Nearby Schools

RatingSchool NameGradesDistance
No school data available for this area.

Convenience Score

Market Insights

95003|Aptos
analytics

Estimated Value

Calculating...
trending_up0%vs. last year
202120222023202420252026

Market Temperature

Seller'sBalancedBuyer's
0d30d60d180d
Balanced

Balanced market

30 Days

Avg. time on market

This is a Balanced Market. Homes are selling at a moderate pace.

flood

Flood & Climate Risk

Flood Risk

Minimal — not in a FEMA flood zone

Low

Wildfire Risk

Moderate — near wildland-urban interface

Moderate

Heat Risk

Low — moderate summer temperatures

Low

Earthquake Risk

Southern California seismic zone

Moderate
volume_up

Noise Levels

TrafficQuiet residential street
AirportMinimal airport noise
CommercialLow commercial activity nearby
streetview

Street View

Open Full Street Viewopen_in_new
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