




40 Tierra Montanosa, Rancho Santa Margarita, CA 92688
A beautifully maintained, private carriage end-unit offering a rare blend of natural light, privacy, and functional space. This move-in-ready residence features 2 bedrooms, 2 bathrooms, a loft, and a spacious 2-car attached garage with direct access. Enter through your private entry and climb to your single-level living area, where vaulted ceilings, abundant light, wood floors, plantation shutters, and a cozy fireplace greet you. The open floor plan flows through a generous living room, defined dining area, and a convenient workspace tucked beneath the stairs. The loft area offers tremendous flexibility — ideal for a second office, creative space, or home gym. The primary suite features a large walk-in closet with custom shelving and a generous bathroom. Enjoy afternoon sun on the balcony — perfect for relaxing or entertaining. All appliances are included, and laundry is located in the garage. With no one above or below and only one shared wall, this home offers the best of condo living in a peaceful Rancho Santa Margarita community. The end-unit is especially private, with the front door facing trees and shrubs. As a member of the SAMLARC community, residents gain access to an impressive amenity package — including the man-made Lago Santa Margarita and Beach Club lagoon, multiple pools, and an extensive network of parks and trails.
Bedrooms
2
Bathrooms
2
Square Feet
1,164
Lot Size
29,634 sqft
Year Built
1996
Property Type
Condominium
Days on Market
105
HOA Fee
$518/mo
Garage Total
2
MLS #
OC25257190
Interior Features
Breakfast Bar, Separate Formal Dining Room, Open Floorplan, Recessed Lighting, All Bedrooms Up, Loft, Primary Suite
Flooring
Laminate
Fireplace
Living Room
Appliances
Dishwasher, Gas Oven, Microwave, Refrigerator
Laundry
In Garage
Main Level Bedrooms
2
Main Level Bathrooms
2
Cooling
Central Air
Heating
Central
Total Parking Spaces
2
Garage Spaces
2
Attached Garage
Yes
Parking Features
Door Multi, Direct Access, Garage, Guest
Patio & Porch
Deck
Security
Carbon Monoxide Detectors, Smoke Detectors
Construction
Stucco
Foundation
Slab
Roof
Tile
Direction Faced
South
Lot Features
Near Park
Pool Features
Association
Spa Features
Association
Sewer
Public Sewer
Water Source
Public
Sport Court, Maintenance Grounds, Meeting Room, Meeting Banquet Party Room, Outdoor Cooking Area, Barbecue, Playground, Pickleball, Pool, Recreation Room, Spa Hot Tub, Tennis Courts
Biking, Curbs, Hiking, Lake, Street Lights, Park
$0
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Balanced market
Avg. time on market
This is a Balanced Market. Homes are selling at a moderate pace.
Flood Risk
Minimal — not in a FEMA flood zone
Wildfire Risk
Moderate — near wildland-urban interface
Heat Risk
Low — moderate summer temperatures
Earthquake Risk
Southern California seismic zone
Based on price, location, and features
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